Car Insurance Group Numbers
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If you are looking for motor insurance and have poor credit, then in most circumstances this won't alter the motor insurance payment that you are charged.
Almost all car insurers will only take into account you motoring record, for instance, whether you have some convictions and how many years that you have not claimed etc.
That is the basis on which the motor insurance companies determine your individual fee, by taking into account your motoring history.
Your credit record is not important to them on condition that you can pay the monthly payment.
The only potential difference may be that the provider could insist that you pay out the whole premium beforehand in place of presenting you with a monthly direct debit opportunity.
Keep in mind that all but a few insurance providers - similar to house insurers - do searches on your financial report. However, this is exclusively to hinder fraud which they do as a matter of course for all customers. The inquiry will confirm that you have properly identified yourself. As an example, the insurance company can find out that you are reported to be living at the same residence that you filled in on your car insurance form.
Credit checks such as these will not have an impact your credit score down the road.
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