Insure Car With 2 Companies
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If you are trying to find motor insurance and have poor credit, then in the majority of cases this would not affect the motor insurance payment that you will be charged.
Almost all motor insurance providers will only focus on you motoring record, for instance, whether you have any motoring convictions and the number of years that you have not submitted a claim etc.
That is the way in which the insurance providers calculate your specific premium, by taking into account your driving record.
Your credit past is not of any consequence to them as long as you are able to pay the monthly premium.
The one difference it may make is that the provider might instruct you to pay the premium all up front as opposed to providing you with a per month direct debit choice.
You should note that nearly all car insurers - like property insurance providers - run checks on your financial report. However, this is just to hinder fraud which they do as a matter of course for everyone who requests insurance. The search will verify who you are. For instance, the insurance company can determine that you are officially staying at the same residence that you had mentioned on your car insurance form.
These credit checks will not have an impact your credit score at any time.
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